What to do after an Accident
Although car accidents are more prevalent in the winter months, what you need to do after an accident never changes. Obviously, it is hard to think clearly after a car accident. So it is important to know before hand what to do first and what questions need answered. This checklist will help you know what to do after a car accident.
- Determine the Extent of Damage or Injuries
Try to stay calm. Panic can make others panic and the situation worse. There needs to be a calm person to determine the extent of damage and to determine if there are any injuries that need immediate medical attention.
- File a Car Accident Report with the Police
Even in a minor accident it is important to make sure there is a legal accident report. Do not leave the scene until the police file a full report.
- Take pictures
Carry a disposable camera in your car. Take pictures of the damage to the vehicles involved and the car positions. Be sure to take the pictures from various angles and try to include landmarks in the background. This will greatly enhance and speed the insurance claim process.
- Discuss the Car Accident Only with the Police
With everyone all shook up it can be hard not to talk about what just happened, but that can also lead to you not thinking clearly and accurately about what happened. It is important to limit your discussion of the accident and not to admit any fault or liability. You should talk about the accident with the police and your insurance agent only.
- Get the Facts
This is the part most people know to do, but often forget to after the accident for one reason or another. It is important to get names, address, and phone numbers of everyone involved in the accident. A description of the car and license plate number can also be helpful, but make sure you also get their insurance company and the vehicle identification number of their car. Don't just assume the license plate number will do because most insurance companies only record the type of car and the vehicle identification number, not the license plate number.
- Call us
In case of an accident, call us and we will come pick you up! We will immediately begin efforts to retrieve your vehicle and begin filing your insurance claim. Avoid letting the police tow your car from the scene. By having an independent towing company bring your car to us. This will save you a lot of time and money in retrieving your vehicle from the police impound. As well as expediting repairs to your vehicle.
- Call you Insurance Company
Call your insurance company's 800-number immediately, even at the scene with the police if possible. Sometimes the police officer can give your insurance company more accurate information rather than information you may not be recording properly because you are upset by the accident. This can save you a lot of time waiting for your claim to be processed.